10 Documents You Need Before Filing Your Taxes

Tax season is here, and being prepared can save you time, stress, and even money. Having all your documents in order before you file your taxes ensures a smoother process and reduces the chances of errors or missed deductions. Here’s a list of the essential documents you’ll need to get started: 

1. Income Statements 

• W-2 Forms: If you’re an employee, this form shows your total income and taxes withheld. 
   
• 1099 Forms: For freelancers, contractors, or anyone with additional income sources like investments or rental properties. 

2. Social Security Numbers 

• You’ll need the Social Security numbers (or Tax Identification Numbers) for yourself, your spouse, and any dependents you plan to claim. 

3. Last Year’s Tax Return 

• Having your previous tax return handy provides a reference point and ensures you don’t forget any recurring items. 

4. Proof of Health Insurance 

• For some, a Form 1095-A, 1095-B, or 1095-C will show proof of coverage, which is required under some state laws. 

5. Records of Educational Expenses 

• If you or a dependent attended college, Form 1098-T is essential for claiming education credits like the American Opportunity Credit or Lifetime Learning Credit. 

6. Mortgage or Property Documents 

• Homeowners should have Form 1098, which shows mortgage interest paid. You’ll also want property tax receipts for potential deductions. 

7. Investment Income and Expenses 

• Bring statements for dividends, interest, or capital gains (Forms 1099-DIV, 1099-INT, or 1099-B). If you sold investments, records of purchase and sale prices are crucial. 

8. Charitable Contributions 

• Receipts or acknowledgment letters from nonprofit organizations are necessary to claim deductions for donations. 

9. Business and Freelance Expense Records 

• For small business owners and freelancers, receipts, mileage logs, and other expense records help claim deductions and credits. 

10. Proof of Childcare Expenses 

• If you’re claiming the Child and Dependent Care Credit, you’ll need the provider’s name, address, and Tax Identification Number. 

Why Preparation Matters 

Having these documents ready before filing not only helps avoid mistakes but also ensures you claim every deduction and credit you’re entitled to. Missing just one piece of information can delay your refund or trigger an IRS inquiry. 

Make Tax Season Easy with Jose’s Tax Service 

At Jose’s Tax Service, we make sure nothing gets overlooked. Whether you’re filing individually or for your small business, our expert virtual concierge service ensures all your documents are reviewed for maximum accuracy and savings. 

👉 Ready to get started? Contact us today to schedule your appointment and simplify your tax filing process. 

With these 10 documents in hand, you’re already ahead of the game. Let’s make this tax season your smoothest yet!